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Talk to Our Experts

Home Loans

Easy application process

Apply for a Home Loan
Without the Hassle

From your first home to your forever one, Keystones helps you find the right loan, the right bank, and the right terms all without confusion or pressure.

Types of Home Loans

Home Loan Balance Transfer

Already paying a home loan? Switch to a lower interest rate and save big over time.

New Home Loan

Buying a ready or resale property? This loan covers your purchase with long repayment options.

Home Improvement Loan

Renovating, expanding, or upgrading? Fund it without breaking savings.

Plot and Construction Loan

Building from scratch on your own plot? This loan grows with your construction stages.
A couple holding a key, symbolizing a new home ownership or rental.

Top Banks For Home Loan

Compare interest rates from trusted banks

Indian Bank

Interest Rate: 7.10% – 7.40%

EMI / ₹1L (20 yrs): ₹775 – ₹785

Loan Amount: ₹5L – ₹30Cr

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Punjab National Bank

Interest Rate: 7.15% – 7.25%

EMI / ₹1L (20 yrs): ₹778 – ₹782

Loan Amount: ₹5L – ₹30Cr

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Central Bank of India

Interest Rate: 7.15% – 7.25%

EMI / ₹1L (20 yrs): ₹778 – ₹782

Loan Amount: ₹5L – ₹30Cr

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LIC Housing Finance

Interest Rate: 7.15% – 7.65%

EMI / ₹1L (20 yrs): ₹778 – ₹800

Loan Amount: ₹5L – ₹30Cr

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State Bank of India

Interest Rate: 7.25% – 8.45%

EMI / ₹1L (20 yrs): ₹782 – ₹845

Loan Amount: ₹5L – ₹30Cr

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Bank of Baroda

Interest Rate: 7.20% – 7.50%

EMI / ₹1L (20 yrs): ₹780 – ₹790

Loan Amount: ₹5L – ₹30Cr

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HDFC Bank

Interest Rate: 7.20% – 7.80%

EMI / ₹1L (20 yrs): ₹780 – ₹805

Loan Amount: ₹5L – ₹30Cr

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Axis Bank

Interest Rate: 7.25% – 7.75%

EMI / ₹1L (20 yrs): ₹782 – ₹802

Loan Amount: ₹5L – ₹30Cr

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ICICI Bank

Interest Rate: 7.30% – 7.85%

EMI / ₹1L (20 yrs): ₹785 – ₹810

Loan Amount: ₹5L – ₹30Cr

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HSBC Bank

Interest Rate: 7.45% – 7.85%

EMI / ₹1L (20 yrs): ₹795 – ₹810

Loan Amount: ₹5L – ₹30Cr

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Bajaj Finserv

Interest Rate: 7.45% – 8.10%

EMI / ₹1L (20 yrs): ₹795 – ₹830

Loan Amount: ₹5L – ₹30Cr

Apply Now

Features and Benefits

Interest Rate Types:

Interest rate types should be Fixed or Floating rates Type.

Processing Fees:

Usually 0%–0.5% of loan amount (varies by lender).

Prepayment Charges:

Often nil for floating-rate loans.

Foreclosure Charges:

Depends on lender and loan type we explain before you sign.

Home Loan Overdraft Facility:

Avail Home loan in overdraft form and pay interest only on the outstanding amount.

Home Loan EMI Calculator

Estimate your monthly home loan instalment based on loan amount, interest rate, and tenure.

Monthly EMI

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Total Interest Payable

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Total Payment (Principal + Interest)

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* This is an estimated calculation for illustration purposes only.

Talk to a Home Loan Expert

Frequently Asked Questions

Which interest rate type is better floating or fixed?
Floating rates usually work better long-term, but we help you decide based on your risk comfort.
Can I increase my loan amount later?
Yes through top-up loans or restructuring, depending on eligibility.
What if my income changes during the loan tenure?
Banks allow tenure extension or EMI restructuring in many cases.
Will prepaying really save me money?
Absolutely. Even small prepayments early in the loan can save lakhs in interest.
Is balance transfer worth the effort?
If the rate difference is meaningful, yes and we handle most of the work for you.

Apply for Home Loan

Your dream home shouldn’t wait. Apply through Keystones and get expert guidance, transparent terms, and a smooth home loan journey from start to finish. We help you compare top banks, choose the right tenure, and keep EMIs manageable. Step into your new home with confidence, clarity, and complete peace of mind










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