Equipment Finance

Easy application process

Apply for a Equipment Finance

From machines and vehicles to technology and heavy equipment , Equipment Finance helps you acquire what your business needs today, without draining working capital. Keystones ensures the funding fits your operations, not the other way around.

Types of Equipment Finance

Flexible financing solutions for various industry equipment needs.

🏭

Machinery & Manufacturing Equipment

Loans for CNC machines, production lines, plant machinery, and industrial tools.

🏗️

Construction Equipment

Financing for cranes, loaders, excavators, road equipment, and construction machinery.

🩺

Medical & Healthcare Equipment

Loans for diagnostic machines, medical devices, imaging systems, and hospital equipment.

💻

IT & Technology Equipment

Funding for servers, computers, networking hardware, POS systems, and tech infrastructure.

🚚

Commercial Vehicles & Logistics Equipment

Loans for trucks, trailers, forklifts, material handling units, and transport equipment.

Documents Required

Keep these documents ready for quick processing.

🪪

Identity Proof

PAN, Aadhaar, Passport of applicant or promoters.

📄

Business Registration Proof

GST certificate, MSME registration, or incorporation documents.

💰

Financial Documents

ITR, Profit & Loss, and Balance Sheet for last 1–2 years.

🏦

Bank Statements

Last 6–12 months of business bank account statements.

🧾

Equipment Quotation

Invoice or quotation from an approved supplier.

Eligibility Criteria

Check the eligibility requirements before applying for the loan.

👤

Applicant Type

Businesses, MSMEs, professionals, and enterprises are eligible.

📆

Business Vintage

Usually 1–2 years of operational business history is required.

💰

Income Stability

Consistent revenue to support EMI repayment.

📈

Credit Profile

Acceptable CIBIL score and clean repayment record.

How Keystones Helps You?

We evaluate your equipment requirement, match you with lenders specializing in asset finance, negotiate better terms, and manage end-to-end processing , ensuring faster delivery and smoother disbursals.

Equipment Finance EMI Calculator

Calculate your monthly EMI for equipment financing based on loan amount, interest rate and tenure.

Monthly EMI

₹ —

Total Interest Payable

₹ —

Total Amount Payable

₹ —

* EMI shown is indicative for equipment finance. Actual terms may vary by lender and equipment type.

Talk to an Equipment Finance Expert

Frequently Asked Questions

Can I finance used or refurbished equipment?
Yes, some lenders finance pre-owned equipment, subject to age and condition.
Is margin money required?
Yes, most lenders require a small upfront contribution.
Who owns the equipment during the loan?
You use the equipment, but the lender holds a charge until repayment is complete.
Are tax benefits available?
Yes, interest and depreciation benefits may apply as per tax laws.
Can equipment finance be prepaid?
Yes, subject to lender-specific foreclosure terms.
How fast can disbursement happen?
Once documents and quotations are approved, disbursement is usually quick.

Apply for Equipment Finance

The right equipment can change how your business performs.

Apply through Keystones to finance essential tools without disrupting cash flow.

Apply now to get an online sanction










    Cart (0 items)