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Builder Construction Finance
Funding to builders to support construction costs and ensure smooth project completion.
Types of Builder Construction Finance
Dedicated funding solutions for real estate development projects.
Residential Project Finance
Funding for apartments, villas, townships, and gated residential developments.
Commercial Project Finance
Loans for office buildings, business parks, retail complexes, and mixed-use projects.
Plot Development Finance
Financing for plotted developments including infrastructure and layout planning.
Redevelopment Projects
Funding support for reconstruction and redevelopment of existing properties.
Joint Development Projects
Structured finance solutions for landowner and developer partnership models.
Features and Benefits
Eligibility Criteria
Basic requirements to qualify for Builder & Construction Finance.
Applicant Type
Real estate developers, builders, and construction firms.
Track Record
Prior project execution experience or proven delivery capability.
Project Viability
Feasible project cash flows and strong sales potential.
Regulatory Compliance
RERA registration and required statutory approvals in place.
Financial Strength
Healthy promoter contribution and strong banking profile.
Documents Required
Keep the following documents ready to ensure a smooth loan application process.
Entity & Promoter KYC
PAN, Aadhaar, incorporation certificate, and business registration documents of the entity and promoters.
Project Documents
RERA registration, statutory approvals, and sanctioned building plans.
Land Ownership Documents
Title deed, development agreement, and relevant land ownership records.
Sales & Cash Flow Projections
Expected sales inflows, pricing details, and construction schedules.
Financial Statements
Past project financial statements along with current financial projections.
How Keystones Helps You?
Keystones structures builder finance with the right lenders, aligns funding with construction milestones, manages documentation, and ensures smoother disbursement — reducing project delays and funding stress.
Builder Construction Finance EMI Calculator
Estimate your EMI for builder construction finance based on project cost, interest rate and tenure.
Monthly EMI
Total Interest Payable
Total Amount Payable
* EMI shown is indicative for builder construction finance. Final disbursal & interest may vary as per project stage.
Talk to a Construction Finance ExpertFrequently Asked Questions
Is RERA registration mandatory?
How are funds disbursed?
Can new developers apply?
Is promoter contribution required?
Can funds be used for land purchase?
What happens if project timelines change?
Apply for Builder Construction Finance
Construction delays cost more than money they cost credibility.
Apply through Keystones for structured builder finance that keeps your project on track.