Lease Rent Discounting

Easy application process

Apply for a Lease Rent Discounting easily online.

If you own a commercial property with a steady tenant, Lease Rent Discounting helps you unlock the value of your rental income , without selling the property. It’s a smart way to fund growth using predictable cash flow.

Types of Lease Rent Discounting

Choose the right LRD solution based on your leased commercial property type.

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Office Space LRD

For office spaces leased to corporates, IT companies, startups, and MNCs.

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Retail Property LRD

Ideal for shops, showrooms, and retail outlets leased to established brands.

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Warehouse & Logistics LRD

For warehouses leased to logistics, e-commerce, and supply chain companies.

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Industrial Unit LRD

For factories, production units, and industrial premises with long-term tenants.

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IT Park & Commercial Complex LRD

For large commercial buildings, business parks, and multi-tenant IT complexes.

Eligibility Criteria

Ensure you meet the basic requirements before applying.

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Applicant Type

Individuals, companies, LLPs, and partnerships owning commercial property.

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Active Lease Agreement

Registered lease with clearly defined tenure and rental terms.

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Tenant Profile

Financially strong and reputed tenant preferred by lenders.

Remaining Lease Period

Generally 3 years or more remaining at the time of application.

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Property Compliance

Clear title, approved plans, and valid commercial usage compliance.

Documents Required

Submit the following documents for quick processing.

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Identity & Entity Proof

PAN, Aadhaar, incorporation or registration certificates.

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Lease Documents

Registered lease agreement and rent receipts.

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Tenant Details

Tenant KYC, company profile, and financial stability proof.

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Property Documents

Title deed, approvals, and occupancy certificate.

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Bank Statements

Bank statements showing consistent rental credits.

How Keystones Helps You?

We don’t just forward your application. Keystones evaluates your business profile, matches you with the right lenders, negotiates better terms, verifies property compliance, and manages the entire process , from documentation to disbursement , so you avoid delays, rejections, and surprises.

Lease Rent Discounting (LRD) Calculator

Calculate eligible loan and EMI based on leased rental income and tenure.

Monthly EMI

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Total Interest Payable

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Total Amount Payable

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* EMI is indicative for commercial & industrial properties. Final terms depend on lender assessment.

Consult a Commercial LAP Expert

Frequently Asked Questions

How much loan can I get under LRD?
Loan amount is typically based on discounted future rental income and tenant credibility.
Does the tenant’s brand matter?
Yes, strong corporate or branded tenants improve eligibility and interest rates.
Can I use LRD funds for any purpose?
Generally yes , for expansion, refinancing, or other business needs.
What happens if the tenant vacates?
Borrowers may be required to arrange a new tenant or service EMIs from other sources.
Is LRD available for residential property?
No, LRD is only applicable for commercial properties.
Are foreclosure options available?
Yes, subject to lender-specific charges and conditions.
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