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Commercial and Industrial Property Purchase

Easy application process

Apply for a Commercial and Industrial Property Purchase

Buying a commercial or industrial property is a long-term business decision , and the financing behind it should be just as solid. Keystones helps you secure structured funding for offices, warehouses, factories, and commercial spaces with clarity, compliance, and expert support at every step.

Types of Commercial & Industrial Property Loans

Explore financing options based on the type of commercial or industrial property.

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Office Space Purchase

  • Loans for buying offices in IT parks and business hubs
  • Suitable for SEZs and standalone commercial buildings
  • Long-term financing with flexible repayment options
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Industrial Units & Factories

  • Funding for manufacturing units and factories
  • Includes industrial sheds and production facilities
  • Designed for business growth and expansion
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Warehouses & Logistics Facilities

  • Ideal for storage units and distribution centers
  • Financing for cold storage and logistics parks
  • Supports supply chain and inventory operations
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Commercial Land Purchase

  • Financing for approved commercial land
  • Suitable for industrial land acquisition
  • Ideal for future development and expansion plans

Features and Benefits

Higher Loan Eligibility

Get access to larger loan amounts compared to residential property loans.

Longer Repayment Tenure

Extended tenures to keep EMIs comfortable and cash-flow friendly.

Competitive Interest Rates

Rates based on business profile, property type, and financial strength.

Flexible Repayment Structures

EMIs aligned with your business income cycle.

Documents Required

Keep the following documents ready to apply for Commercial & Industrial Property Purchase Finance.

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Identity Proof

PAN, Aadhaar, Passport or any valid government-approved identity proof.

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Address & Business Proof

GST certificate, business registration documents, utility bills, or office address proof.

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Financial Documents

ITR, audited financials, profit & loss statement and balance sheet for last 2–3 years.

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Bank Statements

Last 6–12 months of business current account statements.

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Property Documents

Sale agreement, title deed, property chain documents, approvals and compliance papers.

How Keystones Helps You?

We don’t just forward your application. Keystones evaluates your business profile, matches you with the right lenders, negotiates better terms, verifies property compliance, and manages the entire process , from documentation to disbursement , so you avoid delays, rejections, and surprises.

Apply now

Commercial & Industrial Property EMI Calculator

Estimate your EMI for loans against commercial or industrial property based on loan amount, interest rate, and tenure.

Monthly EMI

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Total Interest Payable

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Total Amount Payable

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* EMI is indicative for commercial & industrial properties. Final terms depend on lender assessment.

Consult a Commercial LAP Expert

Frequently Asked Questions

How much loan can I get for a commercial property?
Loan amount depends on your business income, credit profile, property value, and lender policies. Typically, funding ranges between 60–75% of property value.
Are interest rates higher than home loans?
Yes, commercial property loans usually carry slightly higher rates than residential loans due to higher risk and commercial usage.
Can rental income be considered for eligibility?
Yes. Existing or expected rental income can improve eligibility and repayment capacity.
Is GST mandatory for commercial property loans?
In most cases, yes. GST registration and compliance are required.
Can startups apply for commercial property loans?
Generally, lenders prefer businesses with at least 2–3 years of operational history. Startups may face stricter eligibility.
Can I prepay or foreclose the loan early?
Yes, most lenders allow prepayment, though foreclosure charges may apply depending on the lender.

Apply for Commercial Property Loan

Looking to invest in a commercial or industrial property without financial guesswork?

Apply through Keystones and get expert-led guidance, transparent terms, and a smoother loan journey from day one.

Apply now to get an online sanction







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