Apply for a Unsecured Business Loan.
When you need capital fast and don’t want to lock in property or assets, unsecured business loans step in. These loans are based on your business performance, cash flow, and credit strength , not collateral.
Types of Unsecured Business Loans
Choose the right unsecured funding option based on your business needs.
Business Expansion
Grow operations, open new branches, and expand markets.
Working Capital
Manage daily expenses and cash flow efficiently.
Marketing Loan
Boost branding, promotions, and customer acquisition.
Emergency Funds
Instant funding for urgent business requirements.
Tech Upgrade
Upgrade software, tools, and business technology.
Features and Benefits
Eligibility Criteria
Check the basic eligibility requirements before applying.
Applicant Type
Proprietors, partnerships, LLPs, and private limited companies.
Business Vintage
Minimum 2 years of operational business history.
Turnover Requirement
Stable and consistent business turnover as per lender policy.
Credit Profile
Good CIBIL score and positive repayment track record.
Banking Behaviour
Regular transactions and healthy bank account conduct.
Documents Required
Keep these documents ready to ensure faster loan approval.
Identity Proof
PAN, Aadhaar, Passport, or any valid government ID.
Business Registration Proof
GST certificate, Shop Act license, or incorporation documents.
Income Documents
ITR, Profit & Loss statement, and Balance Sheet for last 2 years.
Bank Statements
Last 6–12 months of business bank account statements.
GST Returns
Filed GST returns, if applicable.
How Keystones Helps You?
We assess your business strength, match you with lenders offering the best terms, negotiate rates, and guide you through documentation , helping you avoid high-cost loans or unsuitable offers.
Unsecured Business Loan EMI Calculator
Calculate your EMI for an unsecured business loan based on loan amount, interest rate, and tenure.
Monthly EMI
Total Interest Payable
Total Amount Payable
* EMI is indicative. Final terms depend on lender policy and credit profile.
Talk to a Business Loan ExpertFrequently Asked Questions
How fast can I get an unsecured business loan?
Are interest rates higher than secured loans?
Can startups apply for unsecured business loans?
Is prepayment allowed?
Does GST registration matter?
Will this impact my credit score?
Apply for Unsecured Business Loan
When speed matters and flexibility counts, unsecured business loans can keep your momentum going.
Apply through Keystones for transparent offers and lender-matched funding that fits your business reality.